The Down Range Forum
Member Section => Down Range Cafe => Topic started by: rojawe on November 06, 2008, 08:35:44 PM
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http://www.chlpp.com/home.html
I'm not pimping this just asking what you guys and gals think. ::)
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Seems weak, only protects through the Grand Jury phase, and lawyers are not allowed to accompany you in the Grand Jury testimony phase - they wait in the hall like everyone else.
On the other hand, a good lawyer up to that point may save you from further action.
Cost is buried in the website - $130 for 1 year, $400 for 4 years.
I'm personally shrugging, can't see a huge need for it. After Tuesday, on the other hand . . . . . (he gets to appoint the big shot Fed lawyer prosectors)
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NRA has a similar insurance rider, but more meat on it.
Excess Personal Liability
Excess Personal Liability provides NRA members extra liability protection when they hunt or shoot.
Most homeowners' policies fall far short of adequate protection against liability claims. Now, you can protect yourself against liability suits for up to $250,000 for any injuries you unintentionally cause while hunting or trapping on public or private land. The NRA-endorsed Excess Personal Liability Plan also protects you while shooting in competitions or at private shooting ranges.
Key points:
* Provides coverage for bodily injury or property damage caused by the use of a firearm, airgun, bow & arrow or trapping equipment when you are legally obligated for damages
* Pays most defense costs in addition to liability limit -- even if lawsuit is false
* Liability Limit Options
o $100,000 limit for $47
o $250,000 limit for $67
* Optional Self-Defense Coverage available
Self defense rider to above:
Self-Defense Coverage
Introducing new protection for defending yourself in the courts and in your home.
An exclusive offer for NRA members only.
Now there is insurance available to back up NRA members who need extra protection not found in most homeowners' policies.
The new Self-Defense coverage is a rider to the Excess Personal Liability coverage. It provides civil defense and liability and criminal defense reimbursement if you are involved in an act of self-defense.
What is Covered
* Provides coverage up to the limit selected for bodily injury or property damage caused by an act of self-defense.
* Cost of civil suit defense is provided in addition to the limit of liability for bodily injury and property damage.
* Criminal Defense Reimbursement for alleged criminal actions involving self-defense when you are acquitted of such criminal charges or the charges are dropped.
Liability Limit Options
* $100,000 Combined Single Limit with $50,000 criminal defense reimbursement sub-limit
* $250,000 Combined Single Limit with $50,000 criminal defense reimbursement sub-limit
Excess liability and the self defense rider:
100,000- $165 per annum
250,000 - $254 per annum