No hurricanes here, and tornadoes only hit once every few decades.
The only things I can think of right off hand that knock out power are:
1. Critters getting fried in substations. I think the power gets re-routed right away.
2. Cars hitting utility poles really hard. The power may be out for awhile.
3. Trees and tree branches knocking down wires. I think that causes the majority of the outages. It's mostly ice storms that knock them down, and that mainly happens farther north. Sometimes high winds will drop a branch on the wires but that doesn't happen very often either.
Last year my power went out and came back on within a second, twice that I can remember, but it could have been 3 or 4 times. It's enough to shut off my computer and make the clock on my VCR/DVD player say 12:00. Everything else seems unaffected. I think it was about a year ago that my power went out for a few hours. I kept my freezer closed until the power came on and everything stayed ice cold. I sat around and read by my florescent camping lantern. It takes 2 6-volt batteries that last for years and years. If they died and the stores are closed and all of my flashlights and spare batteries died I might still be able to get batteries. They use the same kind in the flashing lights on orange barrels and barricades. With road construction going on 9 months a year I should be able to locate some. I would steal them if I had too, but I'll never have to.
I have city water that's supposedly safe to drink now, so I never have to worry about a well losing power. I should have plenty of heat, light, and water, as long as the situation doesn't last several times longer than it ever has before. If the water quits flowing I'll drink Powerade until I run out. I have propane to cook with if the natural gas quits flowing too. Earthquakes in Michigan are rare and small enough to sleep through, so they shouldn't cause any problems.