No, I wasn’t the one in the accident. But, unfortunately we lost way more than an arm and a leg. Semi driver ignored a construction zone and stopped traffic while driving in excessive speed and rear ended my parents (who were stopped in traffic) into a semi trailer also stopped in front of them.
2 counts of negligent homicide later and a lot of good lawyering ended well for my sister and I. So, after things settled down and we had pretty much planned out what were going to do, my sister and I decided to take an amount from the settlement just for us to do as we wanted.
This was part of my choice.