Active Shooter in a Church

[kmitch200]

The max pay out of any church wil be the max insurance

So a church (or any other business), that insures itself for $15, that's the extent of their liability?
You might be off a tad there. Somehow I think their net worth is going to enter the conversation.

Having a gun does not equal self defense.  Its just a tool.  Its how you use it. If you truly believe that sd comes from a gun, well lets just say good luck.

It beats harsh language.

[TAB]

So a church (or any other business), that insures itself for $15, that's the extent of their liability?
You might be off a tad there. Somehow I think their net worth is going to enter the conversation.

It beats harsh language.

if that is the extent of thier assets, then yes.

[MikeBjerum]

if that is the extent of thier assets, then yes.

Errrrrrrr!!!! Wrong again big boy!

The reason for large liability policies is the hope that the offer of big bucks will head off a law suit.  If you have a million dollar policy your company will offer half a million, then three quarter, then a million if needed.  Juries don't care what your coverage is, and they may not even  be aware of the amount when making awards.

[TAB]

you can't get blood from a stone.  the max payment you receive is what ever the insurance is.  I don't care if the jury awards you a billion dollars.  if the church spends all their assets fighting you the only thing that's left is there insurance policy. 

 .I really don't think any of you have been in big time lawsuits

[MikeBjerum]

What about buildings, land, fixtures?  There is a lot that can be gained.

As far as big time law suits:  In a law suit over the death of a young boy on a Honda Big Red it was Honda International, our city ambulance service, three EMT's on the call with me being the first on the list, myself again as both president of the service and as training officer.  Terms of the settlement prohibit us from sharing the dollars paid to the family (the family who ignored the owner's manual, dealer instructions and decal on the tank concerning riders under a given age and size) by the parties.  I do not know what was paid out by Honda International, but I do know the number of zeros behind a number paid by our service.  Thankfully I was covered by the service and city insurance policies, so my share of the settlement was paid by them and out of tax dollars.

[Sponsor]

[Solus]

The max pay out of any church wil be the max insurance, so a couple mill at most.  Just because on insurance company says, means nothing.  Btw. Court case have said even police don't have to protect you.

For there to be damages caused by you being disarmed, you would have to prove that in court.  Which in reality will not happen.  Lawyers and insurance companys know this,.
This was a political move.

Having a gun does not equal self defense.  Its just a tool.  Its how you use it. If you truly believe that sd comes from a gun, well lets just say good luck.

The suit against the company would not say you were injured because you did not have your gun.  It would say that since company policy deprived you of the means you determined was sufficient for your defense and did not, since you were injured, provide sufficient protection, the liability is the company's.

[brushmore]

As far as big time law suits:  In a law suit over the death of a young boy on a Honda Big Red it was Honda International, our city ambulance service, three EMT's on the call with me being the first on the list, myself again as both president of the service and as training officer.  Terms of the settlement prohibit us from sharing the dollars paid to the family (the family who ignored the owner's manual, dealer instructions and decal on the tank concerning riders under a given age and size) by the parties.  I do not know what was paid out by Honda International, but I do know the number of zeros behind a number paid by our service.  Thankfully I was covered by the service and city insurance policies, so my share of the settlement was paid by them and out of tax dollars.

Wow, reading that just really ticked me off.  That's really low to sue the first responders who put their lives at stake on regular basis to help other people.  They certainly don't get rich in that career path.

[Solus]

Wow, reading that just really ticked me off.  That's really low to sue the first responders who put their lives at stake on regular basis to help other people.  They certainly don't get rich in that career path.

Problem is lawyers today don't look at the court system as a place of justice but as a slot machine.  Put in your coin and pull the handle.  You might win a bit or loose a bit, but sometimes you hit a jackpot.  The more times you pull the handle the better your odds...especially when your client is putting up that coin...but they will often give their service for free just for that chance to win big.  Not hard to get clients to see $$ and go along.

Unfortunately juries are also a problem...often seeing a downtrodden victim against a powerful money grabbing organization/group,  regardless of where blame lies.

[TAB]

The suit against the company would not say you were injured because you did not have your gun.  It would say that since company policy deprived you of the means you determined was sufficient for your defense and did not, since you were injured, provide sufficient protection, the liability is the company's.

um that would never end up in court.

just a little fyi, I won a massive civil rights court case last year... I can not disclose the ammounts won, or the out come, but lets just say it was between 6 and 7 figures in total.... and I kept exactly 0 of it.  gave it all away to charity. 

trust me, whats right, fair and just has nothing to do with the court systems.

[kmitch200]

um that would never end up in court.

*cough cough*bullshit*cough*
It just needs to be filed. You cannot be denied a filing. 

trust me, whats right, fair and just has nothing to do with the court systems.

On that I will wholeheartedly agree! It's a LEGAL system, not a JUSTICE system.