When I looked at wiring the unfinished lower level of my house in ND, I talked to the electrical inspector by phone - who, BTW, handled ALL of eastern ND except the 2 big cities. He told me I would need to submit a plan, have a middle and final inspection before I could close up the walls. When he found out I was going to do the work, he cut out the middle inspection, saving me a whopping $50 - and him a trip to my town. That's one of the many reasons I loved living in ND.
Here in KY we remodeled 2 bathrooms - complete gut jobs - and never needed to pull a permit even. One of the many reasons I love KY.
In IL, however, it is/was a completely different story. I was remodeling my kitchen and a couple of other rooms, and the permit alone - without changing the footprint of the house mind you, was nearly $1200 - in 1990!! I got an old dude, Charlie with a waxed mustache no less, as an electric inspector, who spent nearly 90 minutes going through the kitchen, family room, lavatory and back entry (all of these were cosmetic, the kitchen was a complete makeover to the studs). Problem was, I had a buddy do the wiring, a professional electrician who had worked at O'Hare airport among other places. Ol' Charlie spent that whole time trying to find something wrong. BTW, this was in Cook County, so conduit was mandatory.
When he was done, ol' Charlie gave me a yellow slip with 2 whole violations on it - a loose conduit nut and a conduit staple 1/2" too far away from the box. 90 minutes of taxpayer-paid time and that was it. Well, almost.
Ol' Charlie also announced I had to ADD 2 outlets, one in a deep corner over the counter - there was an outlet 3' away from where I needed to add one - and a second in the end panel of the island. Note that I had had contracted with an Amish firm in central IL to make my cabinets, and I had a beautifully worked end panel that I was now going to need to cut a hole into.
I asked ol' Charlie why the plans had been previously approved without noting the 2 outlets, and he growled - literally growled - "fix it", shoved the hand-modified plans and yellow slip into my chest, and walked out.
It was only later I discovered HE had approved the plans originally . . .