Progressive Auto Insurance??? ??? ???

[JC5123]

You make a good point, Quaker.  I'm sticking with Auto Owners.  I have auto, and homeowner's there.  In the past year and a half I've had 3 claims totaling well over $25,000, and not only were the checks received in short order, but my agent is still accepting my calls, and my rates have actually DECREASED.

I have found that your credit has more to do with your insurance rates than your claims. My agent recently confirmed this to me. I traded in my '08 truck for a '11 with more features, and my insurance WENT DOWN. Not a lot. I think $20 a year, but my agent told me point blank it was because my credit score went over one of their "levels".

[PegLeg45]

Don't get me started on farm bureau 

They stopped representing the farmer and became political insiders a LONG TIME AGO!!! 

Okey dokey, I won't get you started on farm bureau........  

Just saying my family has had nothing but good service and good rates for over 20 years, and I deal with a local agent that knows me and my family. I've had to deal with too many 'other' insurance companies over the phone, after someone else hit my vehicles, and it was always a nightmare. When I can deal with someone who will come to my house to look at a damaged roof and cut me a check the next day and bring it to me, I tend to stick with them.......that's all I'm saying..... nothing to do with politics.
I'm simply looking out for me and mine.....YMMV.

[dougzheng]

I think almost all insurance companies are using credit ratings to fix premium rates these days. The trick probably lies in working your way around as many discounts as you can get on your car insurance policy.