I have to side with M58 on this subject. You must know where your guns are and move them around or secure them depending on the circumstances.
Right at this moment, there is a loaded .357 in a holster, in a boot, beside the head of my bed. It's handy if something awakens me in the night. On the dresser rests a loaded .40 S&W Glock in a holster that also contains an extra magazine. That's my usual carry piece. It will go with me when I leave the house.
I don't worry about either one of them at the moment because my 87-year-old Dad is the only other human resident right here, right now.
My 11-year-old dog is also with me but he lacks both the interest and the opposable thumb needed to fire either weapon. Besides, I'm his best friend.
The cat might want to shoot me when I am 5-minutes late with his food, but he also lacks the opposable thumb needed to hold and fire either weapon.
If any youngster or unknown guest were coming to visit, one of the guns would be locked away while the other was on my person.
On my motor-home, I installed both a safe and a locking cabinet to secure weapons. I don't want my grand-babies to have any access. The oldest is just 3, and when he achieves sufficient age and understanding, I will review proper gun safety procedures with him--all 4 rules.
I will also add the most important rule for young rug-rats: If you see a gun anywhere, do not touch it. Leave it and go tell an adult.
It's all a matter of where you are and the surrounding circumstances. And frankly, I have no safety concerns in my current situation. In other situations, other steps will be taken.
FWIW
Crusader