If BHO and the minions really wanted folks to be able to afford health insurance, they could knock a big dent in the problem by opening up interstate trade to increase competition among insurance companies.
For example, in Georgia, if you buy a policy from Blue Cross, it has to be 'Blue Cross-Blue Shield of Georgia'. You can't go outside of the state to another BC-BS (such as Alabama) that may be cheaper for the same policy.
Also, many doctors and hospitals restrict what insurance they will accept.....which also limits options.
A few regulation changes and it would be a different game.