The problem is we all end up paying for it. It's no different with all of these law suits against hospitals and doctors. Health care costs would plummet if we had tort reform preventing these, "fishing expedition" type of law suits.
I have nothing against people receiving funds over a legitimate insurance claim, or law suit where they were honestly wronged. But that is rarely the case these days. When my mother was alive, she had a co worker who was widowed, and without much money. Her garage was in such bad shape it needed demolition, and to be rebuilt. She went so far as to purchase a new lawn mower. (A cheap one on sale). Then proceeded to burn the garage down in order to get a new one built with the insurance money. (She blamed the fire on a fuel leak she said the mower had). Like TAB's fraudsters, she conveniently parked her can on the street in front of the house, so it wouldn't be damaged.
She ended up with a brand new garage less than 6 months later. Her lawn was so small, you could mow it with a cupful of fuel in 5 minutes. Yet she had a new 5 gallon plastic gas can filled to the top. Sitting on the floor, right next to the mower. Enough gas to last her 5 Summers. It didn't matter, she got what she was after.