The fact that companies, universities, hospitals et al are dropping coverage for their employees or students because it's cheaper to pay the penalties makes it a TERRIBLE law! It's what these asshats wanted all along. A single payer system controlled by the government.
My wife is on medicare even though she's only in her late 40's and it's pretty shitty insurance. We're finding it difficult to find doctors that accept it! Even if I'm still working, if my company has less than 100 employees, her medicare is still primary! You're at the mercy of the bureaucratic screwed up system.
It won't get better...