American river bank... can stick it where the sun does not shine.

[tombogan03884]

Do they have big plexiglas sheets between you and the teller ?

[TAB]

Credit unions are good for somethings and awful for others.

For example if you own a small biz, credit unions suck, they can not do payroll.

we just got case as a brick and morter bank here in CA, so far no complaints.

My biz accounts are thru califorina bank and trust, once again no complaints.

Now the last 2 credit unions,  golden one, and health pro( which got bought out and went down hill fast)
both sucked.  Golden one started charging you if your checking balance ever got bellow $100, $5 a day.... after they zinged me for about a week( I only pay one bill with my personal checking account)   I closed all my accounts, at that time I have + or - 50k  in several accounts there.  after they saw my balance they wanted to wave the fees... you should have never charged them in the 1st place, that or you should have moved funds from one of my 6 other accounts I had there.


golden one does have the plexi now... which I really, really hate.  if some one was to do a take over robbery, guns won't be pointed at tellers, they will be pointed at custmers.  I avoid those banks like the plague.

[PegLeg45]

Bank of America is just as bad or worse.

Yep, I stopped doing business and closed all my accounts with BoA after an incident. I was still having to use a wheelchair at the time and getting in and out of the vehicle was aggravating. First we went to the drive-thru to cash a personal check that I had written out of my account and was told the check was too large to cash at the drive-thru, and we would have to go in. The wife went into the bank (that I had used for 15 years, even before it was BoA) and took my license and hers for ID. They said I had to come in and do it in person. She said that I was out in the truck and it was very difficult for me to come in. They said it was not their problem. Well, she came out and told me.....so....I went in......and told the manager that since it was so painful to come in, I might as well make it worth the effort...............and promptly closed both my accounts (and Amy's as well) and went to a locally owned bank.

[fightingquaker13]

I disagee (shocking) but I have always liked credit unions. Yeah you get stuck on the ATM fee, but you have people who know your name when you walk in the door and credit is easier than at a corporate bank. I've been been doing business at one for better than 25 years. I know the staff by name and I can get a low dollar (under 5k) loan for the asking even though my credit is not that great. It is the difference between dealing with your neighbors and corporate HQ in New York who don't kow you and couldn't care less. It why I always buy (and borrow and bank local) if I can. Those relationships pay off down the road. A corporate bank hearing I'm unemployed is going to tell me to piss off if I ask for a loan. My local credit union will give it to me because I know the names of the loan officers kids, and she knows that in 25 years I've never failed to pay off a note. I am all in favor of local credit unions.
FQ13

[Badgersmilk]

There's nothing to worry about here!  The nickle and diming nearly all banks are pulling will end soon enough when we're all paid in government vouchers.   

[Sponsor]