Good question Haz. We have had two wheelchair bound come thru the NC CCW class and they had already figured out their own solution before they got to the range, but I'd like to get new ideas for the next student. Both of ours wore velcro type fanny packs across the chest. Also carried their cell phones, wallet and meds in them. Size was no consideration since most people expect the disabled to be carrying additional "stuff". If confronted, and someone demanded their cash, it would be expected that the victim would go for the fanny pack to surrender their wallet. Adios, robber! Helpless? Hardly.. Let's see what Michael can do for us. Thanks for the question. Mac.