Progressive insurance

[BAC]

Have you seen the commercials for Progressive's snapshot discount program?  It's a device you plug into the diagnostic port in your car.  It tracks your driving habits and reports back to Progressive.  Here are a couple FAQs from their website:

What driving habits are included in my snapshot?
Your driving snapshot includes the number of miles you drive, time of day you drive and how often you make sudden stops. People who drive less, in safer ways and during safer times of day could get a discount.

Will Progressive share Snapshot data with anyone else?
We won’t share Snapshot data with a third party unless it’s required to service your insurance policy, prevent fraud, perform research or comply with the law. We also won’t use Snapshot data to resolve a claim unless you or the registered vehicle owner gives us permission.

I'm just wondering what other information it tracks.  A little too Big Brother for me.  Pass.

[Tyler Durden]

same here.  too much like big brother.  I will never own a current GM vehicle because of that OnStar system.

who is to say that if you were involved in an accident that Progressive wouldn't use the information contained within their gadget against you and say reject your claim or drop you from their insurance entirely?

[tombogan03884]

To big brother ?

It's the "Progressive" way, WTF do you expect ?

[Timothy]

I use USAA for active duty, retired and Honorably discharged veterans!

I'll never change again!

[MikeBjerum]

Your vehicle's computer is a black box that records everything you do with your vehicle.  If you have a system like OnStar it can be tied into where you do it.  Manufacturers use the information to catch people that abuse their vehicles and then try to get warranty fixes.

When you sign up for the insurance you are in fact giving them permission to look at your driving habits.  I would like to talk to someone that has had an accident while driving recklessly.  I bet those aren't easy claims to collect on.

[Sponsor]

[BAC]

I like this part too: 

We also won’t use Snapshot data to resolve a claim unless you or the registered vehicle owner gives us permission.

Isn't signing up for the program giving them permission to use this data?

[GASPASSERDELUXE]

I have 2009 IMPALA. There was a video on "SAY UNCLE" a few months back on how to disconnect them. The demo vehicle was a Impala also. The box is in the trunk on the left side wall covered by the trunk liner. There are 3 cables to disconnect and that takes care of the tracking thru Onstar.

[Timothy]

Our Lt. Governor, whatever his name is, was supposedly exploring the October storm damage back in early November.  While he was driving back to work, nearly 50 miles from Boston, he went off the road in his official state vehicle, rolled several times and smacked into a piece of our local flora which is a granite cliff wall.

His initial story was a bit sketchy at best as it was 5:00 am and he was quite a ways from where he lives as it relates to his drive to work.  He walked away from the accident and while at the scene, asked the SP trooper to give him a breath test for alcohol!  He was sober....and said he's slid on black ice!

Several months go by and last week it was determined by his black box that he went off the road at nearly 108 MPH before he rolled and smacked the wall.  His story changed pretty quickly and now he believes he may have fallen asleep!

Black boxes will not lie but our Lt. Governor had no problem trying!  BTW, he's was NOT wearing a seat belt even though it's been state law for the last 15 years at least!  They sited him a ticket of nearly 600 bucks for speeding, not wearing a seat belt and are forcing him to pay for his 2007 Crown Victoria!

[twyacht]

I was with Progressive, for a long time,....they ignored me when I moved to FL from NC, and "quibbled" with me over premiums.

Ended up dumping them for the Lizard...

Also the CEO of Progressive, is on record as a huge BHO supporter.....

Sorry, starting to think of a pre-78 Jeep, pre K5 Blazer....after the EMP, they will still work...

Points, plugs, and condensers,....not EFI, multi-valve, ECM, controlled "monitored" modern stuff....

[Pathfinder]

I was with Progressive, for a long time,....they ignored me when I moved to FL from NC, and "quibbled" with me over premiums.

Ended up dumping them for the Lizard...

Also the CEO of Progressive, is on record as a huge BHO supporter.....

Sorry, starting to think of a pre-78 Jeep, pre K5 Blazer....after the EMP, they will still work...

Points, plugs, and condensers,....not EFI, multi-valve, ECM, controlled "monitored" modern stuff....

That's why he called the company PROGRESSIVE!!!!!!!!!!!!!!!!!!!!!!!!!!