I mean, Charters don't have the fit and finish of an S&W or a Ruger, but they're 'way cheaper and my experience with them has been very good indeed. I've had a couple of .44s and have one now, and I like my current one bunches. It's been overhauled by Magnaport and it's slick, but it was a workhorse before I sent it to be overhauled. I cleaned it once by accident. I've carried it a lot in a Simply Rugged pancake, both in the backcountry under a vest and in citified situations under a jacket.
I'm going to get one of the red and black Charter snubs, maybe .38, maybe .327, because...well, because! A red and black snub offers me major choice in wardrobe selection, always a critical issue. Good taste is timeless...
Michael B