I think all of this boils down to basically how lucky you are. Nothing more. You can pay $85K and get a bad Mercedes. Or you can pay $25K and get a great Kia. It's all pretty much luck of the draw. I think overall your chances are much better today then they were 40 years ago. Back then I didn't know anyone who didn't have to take a new vehicle back 2 or 3 times to "get the bugs out".
I remember back in 1974 my mother bought a new Chevy Nova, and she had 4 radios put in it in less than a year. Who the hell ever replaces a radio? I had a 1979 Volkswagen Rabbit Diesel that Consumer Reports rated very badly. It was the best car I ever had, and delivered an honest 50 MPG for over 100,000 miles. Today I think cars are better than ever.
This new HEMI has 4 valve heads, 16 spark plugs, MDS, (Multiple Displacement System), that shuts down 4 cylinders under a light load. It delivers 21 MPG on mid range gas, and still puts out 360 HP @ 390 ft. pounds of torque. Back in the 60's that kind of performance came with 8 to 10 MPG on Sunoco 260 Premium, with new plugs every 10,000 miles.
As far as bailouts...... I put that in the same category as the S&W Clinton deal, and Bill Ruger's Hi-Cap magazine debacle. A long time ago. And today the same people aren't even in charge. I'm not going to make someone else do time for someone else's blunders.