Probably depends on the gun. During the 15 minutes I owned a kel-tec, I called customer service and talked to one of the techs. I was looking for advice on fixing the trigger (an imposibilty so I sold it), during the conversation, I asked if I should replace the guide rod with stainless as it was only a few bucks. I was told unequivically no, that all it do would was cost money I didn't need to spend. Likewise, I had a Glock 17 for fifteen years and never had a problem. Different makes, higher calibers, your milage may vary, but given the fact that steel guide rods are pretty cheap ($20 or so) I doubt that they're put in the gun as a conpromise cost saver. Just my .02.
FQ13