And gee, I wonder what this fair and unbiased committee will find as the cause of the financial meltdown........ 

We're the cause, hadn't you heard? Us little guys, cuz we save money instead of spending it as if there was no tomorrow. Plus, by saving it, the banks are now flush with cash and that is not a good thing, cuz you see they don't need bailing out if they're flush with cash. That, and because we're bitter and clinging to our religion and guns.