Actually according to Mossad Ayoob, (Founder of Lethal force Institute, Police Officer, and Nationally recocognized expert witness for the last 20 years ) FQ is sort of right, and 2 How is wrong.
According to an Interview Ayoob did, (I think it was Tom Gresham's Gun Talk, but I'm not going to listen to all of them to find the link ) He said hand loads were a no no for SD. However, the prosecutor trying to paint you as not being satisfied with the damage of commercial ammo is only a small part of it, (you would be in a gun unfriendly court, and have problems any way ) The primary reason he cited, along with an example from personal experience, was that The POLICE investigation bases range estimates on powder residue, closer range, more residue, longer range less. if you are using commercial loads forensics tests can now establish distance fairly accurately against factory samples, where as this is less accurate IF they believe your claims about the load you used, with factory ammo you have Lab verification of your story, with handloads it's your word against what the Prosecutor claims.
I strongly recommend NOT using handloads for SD.