I don't reload now, and when I did it was rifle ammo, so I'm carrying factory loads any way.
But I will answer you this way, First, as I pointed out, Ayoob has for many years been a nationally recognized expert witness in SD shooting cases in courts across the country, secondly he is not the only source I have heard this from, just the only one I can name off the top of my head .
Here's another reiteration of my earlier post, at Ammo engine I find "Double Tap" 45 ACP at $40/50
http://www.ammoengine.com/find/ammo/.45_ACP?sort=4&group=1if you buy 2 boxes, at $80 and shoot at least one box for function testing in your fire arm then only use the other box for carry.
1 extra hour of lawyer fees will more than make up the expense.
Do you think any lawyer would only bill 1 hour for complications to what could otherwise be a simple case ?
Is pinching a few pennies now, worth the chance of it costing you hundreds later ?
I've been impressed by your previous posts, and I don't know your personal situation, for all I know you are shooting what you can afford, but I put this out here for your consideration.