"The gun is ALWAYS loaded until you check it yourself".So true Solus. It appears, the gun "handling" rules we, and previous generations grew up with obeying as LAW, has slipped into a level of complacency.
A co-worker, and I were admiring his recent purchase at his home, he removed it from the case, racked the slide, pointed at the floor and dry fired it, than handed it to me.

Since when has "pointing at the floor" and pulling a trigger become clear and verify?
. Simply open the action/cylinder, and hand it butt first, where a responsible handler will clear and verify AGAIN.
I told him that for showing or handing a firearm to someone, one should NEVER "test" what should be a visible inspection and keep your damn booger hook off the damn bang switch.
BTW, he still calls them "clips".....Believe me, I am trying to correct what are bad habits.
Amazing how this crap can be avoided, if we just remember what our parents and grandparents taught us.