The Op does make you wonder about switching the Ar for the shotgun as the bedside weapon. It will go right through an average bullet proof vest. Of course it will also go through walls, neighbor's walls and neighbors.

Personally, since I don't have anything in my house, guns excluded, worth the price of 4 vests, I'm not worried. But if I were in cash business, not just drug dealing, but anything where I would routinely have large amounts of cash or jewellery and people would know it, I might upgrade the arsenal a bit. Locally, a very popular waiter at a high end restaurant got shot dead outside his house because people new he'd have north of $500 on him at the end of the shift. Hit him Sunday night before he could go to the bank and you could score $2k easy, that's enough for these guys.
FQ13