Far too many variables possible for a simple posting on here. This is where overall preparation, preparedness, observation, etc. come into play.
If they are looking for valuables, this is where the dummy wallet and couple dollars of loose bills comes into play as a distraction.
Well prepped family and any weapon you are good with comes in as well. Sometimes "talking" includes the fshhhhhhhhhhhh of spray, the glare of a bright light, or even BANG!