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Author Topic: Today, I got T-Boned  (Read 5424 times)

fatbaldguy

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Today, I got T-Boned
« on: January 11, 2016, 06:38:26 PM »
by a 72 year old woman, that ran a red light, at 45 MPH, and has no insurance.  Hit me in the drivers door.   My 15 year old 'beater' commuter car is toast.  I'm taking Vicodin and Ibuprofen.  Don't know as I'll be fit to work tomorrow, or for a few more days than that.  I'm all kinds of sore right now.  No broken bones, lacerations, or major trauma.  A couple of separated ribs that get my attention when I cough or move wrong.

I was transported to the local ER, cause that's one hell of a whallop.  I think I've been hit harder, but I don't remember when.  Maybe in the 70's. 

The police and EMT's in Solus' neck of the woods treated me very well indeed.

The other driver admitted fault at the scene.  Just gotta figure out how to get another car without going into debt.  I've got a few thousand in cash, really don't want to part with it though.  I'm sure my insurance premiums are going up, because she was uninsured.  Like that's my fault.
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alfsauve

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Re: Today, I got T-Boned
« Reply #1 on: January 11, 2016, 06:59:44 PM »
So sorry FBG.

I hope your recover is swift.   And let's hope the insurance company comes through.  Since she wasn't insured does that open up the possibility of lawsuit?   Does she have any assets worth suing over? 

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Solus

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Re: Today, I got T-Boned
« Reply #2 on: January 11, 2016, 07:05:29 PM »
I haven't reviewed the Ohio law on auto insurance lately, but  when they first made it mandatory, you had to purchase at least a minimal policy that included liability in specified amounts for injury and property damage.  At the time, the only alternative was to be able to post a bond, or collateral, to cover the amount the policy would insure.

So either she was driving illegally or has assets covering the liability....or the law has changed.

 
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Big Frank

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Re: Today, I got T-Boned
« Reply #3 on: January 11, 2016, 07:57:10 PM »
That sucks FBG. It sucks even more that she hit you on the driver's side. Get well soon.
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Rastus

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Re: Today, I got T-Boned
« Reply #4 on: January 11, 2016, 08:11:55 PM »
It's gonna hurt more for the next couple of days before it gets better....but the good thing is you're here.  Could have been the other way.

Been through the same kind of thing here but not nearly as bad.

Get well soon....and I sure hope she cough's up some cash.
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Re: Today, I got T-Boned
« Reply #5 on: Today at 01:02:06 PM »
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billt

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Re: Today, I got T-Boned
« Reply #5 on: January 11, 2016, 08:18:05 PM »
FBG,

Glad you're OK, even if a bit sore. It could have been much worse. Just take it easy, and give everything a chance to heal. Sounds like a real deadbeat hit you. That always makes it suck worse. Metal can be replaced, but you can't. I know right about now you feel anything but "lucky", but you really are. Getting T-Boned on the drivers side at that speed most always results in bad injuries. The guy upstairs was looking after you.
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MikeBjerum

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Re: Today, I got T-Boned
« Reply #6 on: January 11, 2016, 10:13:42 PM »
Take care of yourself first fat boy!  I'm sure you already know how much and how long the physical pain will last, but at least you are here to feel it.

I used to complain about insurance, today is pretty close to one year from my last accident.  I took full blame, even though the little chicky parked in the middle of the road in a white out.  I gave her my insurance card, called may agent, her pickup was fixed, my pickup was fixed, and I got constant calls from the claims department making sure I was getting the medical care to heal well.

Good luck with everything!
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fatbaldguy

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Re: Today, I got T-Boned
« Reply #7 on: January 11, 2016, 10:20:26 PM »
Quote from: Rastus on January 11, 2016, 08:11:55 PM
It's gonna hurt more for the next couple of days before it gets better....

Boy howdy, you ain't kidding!  Thanks for the well wishes all.  I lay down for a couple of hours, because drugs, and could hardly get back up.
Imma let my insurance company handle everything.  I do have uninsured motorists coverage.  Just didn't carry collision coverage on that car because of its age.  Damnit all!
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PegLeg45

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Re: Today, I got T-Boned
« Reply #8 on: January 11, 2016, 10:23:06 PM »
Glad you're OK.......third day out is usually sorest.

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TAB

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Re: Today, I got T-Boned
« Reply #9 on: January 12, 2016, 05:26:56 AM »
Quote from: fatbaldguy on January 11, 2016, 10:20:26 PM
Boy howdy, you ain't kidding!  Thanks for the well wishes all.  I lay down for a couple of hours, because drugs, and could hardly get back up.
Imma let my insurance company handle everything.  I do have uninsured motorists coverage.  Just didn't carry collision coverage on that car because of its age.  Damnit all!
your uninsured should pay for the car, but normally it has a real low limit. Like under 25k for everything.   I always have the bump it to 100k just in case.
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