I have the 950 in black. Drives tacks all day long and very accurate. For the price you cannot beat it for a more compact rifle. I did suggest it as a home defense weapon but that was not very well received. 
My wife and boys have a blast shooting it. Was wanting to bump up to a .40 S&W but if they are coming out with a .45 ACP, I will wait. 
I too have the 995 in black. Also, the .380. I sold the 9mm to a friend in need; or I would have it as well.
I bought the carbine for home defense as well. All my Hi-Point firearms work flawlessly. Bang, bang, bang, everytime! For you "nay" sayers out there who think this isn't a practical home defense weapon.... Tell me how a home invader is going to distinguish the laser on my Ruger pistol; from the laser on my tactical Hi-Point Rifle? That's what carbines were designed for. Close quarter combat. The 9mm cartridge must be a sufficient caliber; otherwise all the forum topics I've read concerning it's home defense use are false.
Another benefit, is the ability to also carry a larger caliber pistol for alternative battle scenarios when the tactical rifle is carried at the ready-to-use position. But let's be realistic for a moment. When awaken to an intruder, we will probably do well, to find our flashlight in the dark, to use our pistol. Perhaps you have a laser, and or light mounted on your home defense pistol? I don't. I carry my pistols for personal protection, wherever I am. Legally of course. While Crimson Trace Laser grips are a must have; a tactical light mounted on a carry-to-conceal pistol is not practical to me because I carry all my pistols. But a small key chain flashlight is. So the use of the carbine rifle with a laser/light combo makes perfect sense for home defense. 9mm, other than .22 ammo is the cheapest on the market, that I've found.
And while a 12 gauge shotgun with a laser/light combo would arguably be the ultimate home defense weapon. It has limitations as well in practical combat situations. Length of barrel may allow an attacker the opportunity to take the weapon away. Especially for the women, who, in most battle situations; don't have the upper body strength to maintain it's control, if attempts are made to take it from them. I know it's not true for all women. Some, are well trained, and quite capable using one. But what my wife doesn't seem to realize, is that I may not be able to always be at home to protect her. Nor will she train with me to hone our home defense skills. She says I think we live in NYC, or something? She doesn't understand as we do, that death has no address. Furthermore; she's not remotely interested in learning how to operate a shotgun. It's too big and heavy she says. The carbine is not. And with a quick safety lesson; she could protect herself in the event I'm unavailable. But when used in addition to other weaponry; the shotgun is unequaled in it's ability to the end result.
With the 15 rd. capacity magazine, and tactical laser/light combo, I have mounted on my cheap, supposedly unreliable carbine rifle; a would-be invader/attacker will get a free toetag, from The Coroner. Just my opinion as a Hi-Point firearms owner.
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